Wealth Management Company
About Us
Mission
We accompany and advise our clients in all their patrimonial matters and, if necessary, we refer to duly selected external specialists (notaries, lawyers, tax specialists, trustees, etc.).
Value
We operate independently and objectively, with the highest respect for our clients’ interests. Thus, our only remuneration is our management fees. We act according to our convictions in a spirit of openness. It is therefore important for us to develop services adapted and tailored to the expectations of each of our clients.
HISTORICAL
Over the Years
2003
Creation
Cronos Finance SA was founded in Lausanne by Marc Berger and Pascal Roux from a major Swiss bank.
2015
Merger with Synopsis
Cronos, active in asset management for private clients, merges with Synopsis, active in institutional asset management. Synopsis was created in 2010 by Jacques-André Monnier who passed away in March 2021.
2016
Cronos Immo Fund
Cronos Finance SA is developing a real estate business and launching a FINMA-approved real estate investment fund under Swiss law: the Cronos Immo Fund. This fund provides its investors with a sustainable return, mainly in residential properties located in strategic areas in French-speaking Switzerland.
2019
Cronos Immo Fund
Since May 2019 Cronos Finance has assumed the mission of fund management.
2022
Cronos Immo Fund
On September 20, 2022 the Cronos Immo Fund was listed on the SIX Swiss Exchange.
Today
The company currently has 31 employees and the assets of its clients under management and advisory mandate amount to approximately CHF 1.1 billion.
Pascal Roux
CEO
After 17 years at UBS, followed by 5 years at Landolt & Cie in Lausanne, primarily in the financial sector (‘centralized management’ and ‘private client advisory’), Mr. Pascal Roux, a CFPI graduate (Federal Diploma of Financial Analyst and Wealth Manager) in 1994, joined Mr. Marc Berger in 2000 to co-found Cronos Finance SA in 2003.
Hervé Mützenberg
DIRECTOR
FUND MANAGER
RESP. SWISS ALEMANICS
Holder of a master’s degree in Economic Sciences from HEC Lausanne, a certified tax expert, and a certified financial analyst and wealth manager (CIIA), Hervé Mützenberg joined Cronos Finance SA in February 2016 to develop asset management and advisory services in real estate investments. Previously, he managed a real estate fund management company from 2011 to January 2016, after holding various positions in the banking and fiduciary sectors.
Serge Pichard
DIRECTOR
MEMBER OF THE EXECUTIVE COMMITTEE
HR/OPERATIONAL
30 years of banking experience with Swiss institutions, primarily as a wealth manager and portfolio manager.
Professional qualifications: Federal Diploma as Financial Analyst and Wealth Manager (CIIA-AZEK), Certificate of Qualified Associate in Real Estate Investment Funds (Immocapital-USPI), Swiss Fund & Asset Management Officer FA Diploma (International Fund & Asset Management Business School/Fund Academy SA Geneva), HR Manager Certificate (HRSE).
Head of the Operational Management/R&D Department.
Claudio Müller
DIRECTOR OF FUND ADMINISTRATION
After more than 17 years of experience in financial markets (analysis, trading, advisory, wealth management, and brokerage), Mr. Müller has been active in fund management since 2006. He has notably been responsible for business development, the structuring of new investment vehicles, and obtaining regulatory approval for a fund management company. He also served as the general manager of an investment fund company for several years.
Rim El Bernoussi, CFA
CIO
With a Bachelor’s degree in Political Economy and a Master’s degree in Finance from HEC Lausanne, Rim joined Cronos after an initial experience in fintech. Starting as an analyst and then becoming a Portfolio Manager, she now holds the position of CIO, leading the investment committee and centralized management at Cronos Finance. In parallel, she publishes academic articles with Prof. Rockinger and is currently undergoing ESG training. She earned her CFA certification in 2022.
Philippe Bonzon
DIRECTOR ADVISOR
Business economist (HES) from the Haute École de Gestion (HEIG) and AZEK graduate as a financial analyst and portfolio manager (CIIA), Philippe Bonzon joined Cronos Finance SA in September 2019 as an independent wealth manager, after more than 12 years of experience in wealth management within the Credit Suisse Group.
Nicole Aeschlimann
DEPUTY DIRECTOR ADVISOR
With 30 years of extensive banking experience in Private Banking, including 12 years with Switzerland’s leading bank, 11 years with CS Fides, and at LGT Bank, Nicole Aeschlimann joined Cronos Finance as an investment advisor in March 2015.
François Baudet
DEPUTY DIRECTOR ADVISOR
An expert in finance and investment (CFPI), François Baudet has over 30 years of experience in client advisory and wealth management, primarily with Switzerland’s leading bank. He joined Cronos in March 2017 after working in Zurich and Lausanne within an international English-speaking banking group.
Piero Pinto
DEPUTY DIRECTOR ADVISOR
Piero Pinto began his professional and banking career as a Forex specialist. Transitioning to wealth management over 20 years ago, he has served as a Senior Private Banker for several prestigious institutions, including ABN Amro (Geneva, Zurich & Dubai), UBS, and Edmond de Rothschild in Geneva. Piero works with an international clientele, primarily composed of entrepreneurs, with a strong focus on the Israeli market.
He joined Cronos Finance SA in March 2021.
Sacha Martone
DEPUTY DIRECTOR ADVISOR
Sacha Martone began his professional and banking career as an intern at UBS Switzerland in 2009. After several years as an Assistant Relationship Manager, he became a Private Banker. He now has over 12 years of experience in wealth management. Sacha works with an international clientele, primarily composed of entrepreneurs, mainly from the Middle East. He joined Cronos Finance SA in November 2022.
Claude Gindroz
DEPUTY DIRECTOR OF REAL ESTATE MANAGEMENT ADMIN. FUNDS
An expert in real estate appraisals and a property manager with a federal diploma, he managed a significant private real estate portfolio from 2008 to 2016 and served as a financing advisor for real estate professionals at BCV from 2001 to 2008.
Laurent Murier
DEPUTY DIRECTOR OF REAL ESTATE MANAGEMENT ADMIN. FUNDS
After many years in trading and investments within a bank and with a brokerage firm, he then held the position of compliance officer in a fund management company before taking over the real estate department, where he was responsible for managing 9 Swiss real estate funds. Holder of a federal diploma as a real estate manager and a federal diploma as a financial analyst and wealth manager, he joined Cronos Finance SA in 2019
Gerardo Pizzillo
PORTFOLIO MANAGEMENT SUPPORT
With 28 years of banking experience with Switzerland’s leading bank, including 15 years as a client advisor.
Thierry Charrière
PORTFOLIO MANAGEMENT SUPPORT
After completing a banking apprenticeship at UBS, followed by several years in the securities department, Thierry Charrière joined Mr. Marc Berger in 1999. He then continued his professional development by obtaining the financial advisor diploma in 2006. To this day, he contributes to the management and administration of the company’s investment funds.
Patricia Jordan
COMPLIANCE / ASSET MANAGERS SUPPORT
After 24 years of experience with three Lausanne-based banking institutions, Patricia Jordan joined the Cronos Finance team in April 2010 to strengthen the administrative department. In 2016, she obtained the USPI certificate as a qualified associate in real estate investment funds.
Sandrine Borer
COMPLIANCE / ASSET MANAGERS SUPPORT
Sandrine Borer joined Cronos Finance in 2004 to handle various administrative tasks related to management and AML compliance. With a banking background complemented by a federal diploma as a bank employee, Mrs. Borer worked for 15 years as an assistant to wealth managers in two prominent financial institutions.
Stefano Scuderi
IT/MARKETING
After completing his Bachelor’s degree at HEC Lausanne, Stefano Scuderi ventured into entrepreneurship before joining Cronos in the fields of IT and marketing.
Valérie Rodriguez-Coray
ADMIN PROPERTY MANAGEMENT FUNDS
A trilingual executive assistant with over 15 years of experience in the watchmaking and banking sectors, Valérie Rodriguez-Coray joined Cronos Finance in 2018 as an executive assistant for the real estate division. She also took on responsibility for investor communications and marketing for the Cronos Immo Fund.
Ségolène Salina
PROPERTY MANAGEMENT
WORK DRIVER
After 10 years of experience with various real estate players in the region, earning the title of Certified Technical Property Manager (USPI Formation), and holding a position as a project director within a Lausanne-based property management company, Ségolène Salina joined Cronos Finance to oversee the technical management of properties, particularly renovation projects. She further expanded her expertise by obtaining her Immobail Level 2 certificate in June 2020.
Donévan Mayor
PROPERTY MANAGEMENT / ASSET MANAGER
Holder of a Federal Diploma as a Property Manager, Donévan Mayor has over 10 years of experience with various real estate agencies in French-speaking Switzerland, managing properties for private clients and institutional investors. He joined Cronos Finance in October 2020 as an Asset Manager.
Marko Milosavljevic
PROPERTY MANAGEMENT ACCOUNTING FUNDS
Holder of a bachelor’s degree in business economics (HEG), Marko Milosavljevic joined Cronos in December 2020 after spending several years in a local fund management company
Bryan Pellissier
WORK DRIVER
Bryan Pellissier joined Cronos Finance after two and a half years of experience as a property manager with a major real estate agency in Vaud. He completed several USPI training programs between 2017 and 2019 (Immostart, Immobase).
Ana Branco
STEWARDSHIP / RECEPTION
Active in sales for many years with Switzerland’s largest retail group, Ana Branco is now responsible for managing the facilities and equipment of Cronos. She also oversees reception and client hospitality.
Laura Mordasini
COMPLIANCE / ASSET MANAGERS SUPPORT
With a banking background, Laura Mordasini began her career at Banque Cantonale Vaudoise in 2013. She joined the Private Banking Onshore Riviera division before becoming involved in the independent wealth managers’ department in Lausanne, where she took on the role of assistant. After dedicating more than 8 years to Switzerland’s leading bank in the Vaud market, Laura joined Cronos Finance in 2022 to strengthen the administrative sector.
Virginie Petignat
ADMIN PROPERTY MANAGEMENT FUNDS
Virginie Petignat joined Cronos Finance after 6 years of experience with two major real estate players in Lausanne. In 2017, she obtained the certificate in Introduction to Real Estate Economics, followed in 2019 by the diploma of Certified Technical Property Manager (USPI).
Hasan Yavavli
PROPERTY MANAGEMENT
With a banking background, Hasan Yavavli began his career as an intern and later as an assistant in the Key Clients department at BCV. He then specialized in the real estate sector as a financial advisor for the leading financing consultancy. He joined Cronos Finance in June 2022 and is currently completing his studies to earn a bachelor’s degree in business economics, with a specialization in finance and real estate.
Stéphane Jakir
RISK COMPLIANCE OFFICER
With a banking background, Stéphane Jakir holds a Bachelor’s degree in Business Economics (HES) as well as a Diploma of Advanced Studies (DAS) in Risk Management. After starting his career with one of the Big Four as an auditor, Stéphane specialized in Compliance within an international banking group and later in Risk Management at a private bank in French-speaking Switzerland. Stéphane joined Cronos Finance SA in October 2022.
Marc Roux
PROPERTY MANAGEMENT
Filipe Francisco
PROPERTY MANAGEMENT
With a commercial background, Filipe began his professional career at a Geneva-based real estate agency. After 10 years of experience, he decided to join Cronos Finance in February 2023. He expanded his knowledge by obtaining the Immobase, Immocourtage, and Immobail certifications.
Olivier Juillard
DIRECTOR PROPERTY MANAGEMENT
Holder of a federal diploma as a property manager and an advanced diploma in real estate management, Olivier Juillard joined Cronos Finance SA in September 2023 as Head of Asset Management. Previously, he worked for 9 years as Director of Property Management for French-speaking Switzerland with a real estate service provider, and then as Real Estate Manager and Head of the Real Estate Department for French-speaking Switzerland on behalf of a Swiss institutional investor for 7 years.
Florian Défago
PROPERTY MANAGEMENT
Civil Engineer (HES) and holder of a Master’s degree in Real Estate Management (IEI).
Professional experience: 7 years as a project manager in an engineering firm, followed by 17 years as Head of Construction for French-speaking Switzerland at Poste Immobilier.
At Cronos Finance, he is responsible for Developments and Construction
Zade Ferizi
PROPERTY MANAGEMENT
Zade Ferizi joined Cronos after 8 years of experience with a regional real estate agency. She completed training in accounting as well as the Immobase USPI program.